Automated teller machine

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An NCR Personas 75-Series interior, multi-function ATM in the United States

An automated teller machine or automatic teller machine (ATM) (American, Australian and Indian English), also known as an automated banking machine (ABM) in Canadian English, and a Cashpoint, cash machine or sometimes a hole in the wall in British English, is a computerized telecommunications device that provides the clients of a financial institution with access to financial transactions in a public space without the need for a cashier, human clerk or bank teller. ATMs are known by various other names including ATM machine, automated banking machine, "cash dispenser" (germany) and various regional variants derived from trademarks on ATM systems held by particular banks.

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